XTB Bonus – Review of Welcome Offers and Cashback Rebates

The XTB is a publicly traded Forex and CFD broker listed on the Polish stock exchange and has been a part of the retail trading industry for over 20 years. It is a strongly regulated financial entity and one of the safest brokerages in the market, with licenses issued by some of the top regulators in the EU.

As a result, you might be hard-pressed to find an XTB bonus if you are from the UK or the EU, owing to the various restrictions on cash-based incentives that the regulators impose in the region. Nevertheless, we came across a few promotional offers in this XTB review that are available for non-UK/EU traders, outlined in detail in this XTB bonus guide.

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XTB publicly traded Forex and CFD broker
50% XTB Deposit Bonus
Platforms & Mobile
The broker offers the proprietary xStation 5 interface for desktop trading and the xStation Mobile app for Android and iOS devices. xStation 5 is also available as a web trader.
Regulation & License
This is regulated by the Financial Conduct Authority in the UK, the Cyprus Securities and Exchange Commission in Cyprus, the Comisión Nacional del Mercado de Valores in Spain, the Komisja Nadzoru Finansowego (KNF) in Poland, and the International Financial Services Commission in Belize.
Min. Deposit & Leverage
The brokerage does not impose any minimum deposit requirement on its clients, and the maximum leverage is set at 1:30 for UK/EU clients and 1:500 for non-EU/UK clients.
Funding Options
Traders can deposit funds through a bank wire transfer and credit/debit cards or via e-wallets such as Skrill.
Customer Care
Clients can contact the broker through live chat, phone, email, and web contact. The multi-lingual support team offers assistance to its clients in 20 different regional languages.

A Detailed Look into the XTB Deposit Bonus, Cashback, and Other Offers

The prospects of an XTB bonus are indeed good news for non-EU/UK clients, which is made possible via the broker’s global brokerage division located in Belize. However, please do not expect a massive XTB deposit bonus or an extravagant welcome bonus since the broker tries to maintain the same levels of trading experience across all of its brokerage divisions. Nevertheless, here is a detailed breakdown of the various forex offers that we discovered during this XTB review.

XTB Deposit Bonus

XTB Deposit Bonus

The broker indeed offers an XTB bonus for depositing funds, which amounts to up to 50% of the initial deposit made by the client. It is not an automatic bonus, unlike the bonus programs offered by other brokers, as traders are required to apply for the cash incentive when registering an account.

However, if you couldn’t apply for the XTB deposit bonus at the time of account registration, you can also get in touch with the broker’s sales team to avail the offer. Nevertheless, there are a few restrictions while applying for the bonus, and the offer is not as straightforward as we would have liked.

First, despite imposing no minimum deposit requirements for new clients, the XTB bonus is only available for a minimum deposit of $100. Moreover, the offer is only applicable on the first deposit.

The bonus will be credited to the account only if the trader trades a minimum number of lots within 60 days of signup. The minimum trading requirement is 15% of the deposit amount, meaning that to receive a $50 XTB deposit bonus, traders must deposit at least $100 and trade 15 standard lots within 60 days. The bonus amount cannot be withdrawn but can be used to trade the markets, and the profits made from the trading credits are eligible for withdrawal.

XTB No Deposit Bonus

There used to be an XTB no deposit bonus offer in the past, but it seems that the broker has removed such an offer from its portfolio. It is indeed disheartening for a large section of retail traders since the offer included a no-questions-asked trading credit of $40 or its equivalent in other currencies. Nevertheless, we sincerely wish the broker would bring back its XTB no deposit bonus offer, at least for smaller retail clients.

Cashback and Rebates

The broker has a custom-tailored cashback program, which pays back a portion of the transaction costs as rebates. The actual percentage of rebates can vary for individual clients since the offer is only offered to select traders.

You have to get in touch with your account manager at XTB or the sales team to get more details on the cashback rebate program that might be available for your particular trading account.

The Restrictions Imposed on Trading Capital by an XTB Bonus

Restrictions on Trading Capital by an XTB Bonus

According to top regulators, one of the main contentious issues was the restrictions on trading capital imposed by a broker while indulging in promotional activity. Therefore, regulators in the UK and EU have banned any form of cash-based incentives to prevent companies from placing restrictions on trading capital.

XTB understands the implications of such regulations and hence does not place any restrictions on a client’s trading capital, even if traders have availed bonuses through the international version of the brokerage. While the trading credits issued by the company are not withdrawable, the profits made from it can be withdrawn.


Although we are not huge fans of the minimalistic incentives program the broker offers, there are several advantages to trading with what little the company has to offer. For instance, international clients can get 50% of the deposit amount as trading credits, even if they have to satisfy a few trading conditions.

The broker has a highly competitive proprietary trading platform that offers the most competitive pricing model in the market with tight spreads and commissions. However, the cashback program further reduces the trading fees and cost of transactions, which can help traders save hundreds or even thousands over the course of a year.

If you are a non-EU/UK resident, open an account with an XTB bonus, and we assure you that you will be extremely pleased with the overall trading experience.


What Is the Maximum XTB Deposit Bonus?

As we outlined in our XTB review, you can get up to 50% of your deposit bonus as your trading credits, but the maximum amount per client is determined by the broker individually. You should contact the sales team about your maximum limit and any other account-specific T&C.

However, not all clients are eligible to participate in the offer since the broker reserves the right to refuse the free cash incentive or reverse the trading credits without assigning any reasons.

Is the XTB Offer Available for Both Desktop and Mobile Trading?

Yes, the broker offers promotional offers for both desktop and mobile users. The company has developed a proprietary app for all compatible desktop and mobile devices, and the free trading credits can be used to trade all markets without any restrictions.

Is the XTB Bonus Good for Beginner Traders?

Yes, the company is an excellent choice for both beginners and professional traders. There are no minimum deposit requirements, so traders can open an account and start trading FX and CFDs with as little as $1.

However, you must deposit at least $100 to participate in the XTB deposit bonus program. We don’t recommend using a high degree of leverage with a small trading capital, especially if you are a beginner trader.

“CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.”